Community Development Block Grant (CDBG)

Every five years, HUD requires the development of a Consolidated Plan to assist the City of Rochester in determining community needs and further provide a community-wide dialogue regarding affordable housing and community development priorities. Rochester's current Consolidated Plan covers the period of January 1, 2025, to December 31, 2029. These plans serve as the application for CDBG funding, which serves low-income individuals and/or families.

For grant funding to be committed to an activity, the activity must meet one of the City's Consolidated Plan Priorities. The current Consolidated Plan priorities are:

• Access to Affordable Housing
• Access to Public Services
• Non-Housing Community Development
• Affirmatively Furthering Fair Housing
• Planning and Administration

Reporting data for spending in the CDBG program has been compiled for the years 2017 through 2023. The data currently does not include home rehabilitation loan projects or funding that was allocated for administrative purposes. The CDBG Projects Dashboard provides an interactive overview of the City of Rochester's CDBG Program. It highlights key accomplishments, project locations, funding allocations, and outcomes from 2017 to 2023. Users can explore data visualizations, maps, and summaries that illustrate how CDBG funding has supported community development initiatives in Rochester. Periodic updates will include new data reflecting ongoing program achievements.

The City of Rochester offers two residential rehabilitation loan programs: the Single Family Rehabilitation Loan Program and the Rental Rehabilitation Loan program. The Single Family Rehabilitation Loan Program has been offered since 1982 and provides a 0% interest loan of up to $24,999 to homeowners to make improvements to their homes. The loan is deferred and has a 30-year term.

The Rental Rehabilitation Loan Program is structured similarly to the Single Family Rehabilitation Loan Program. Rental property owners can apply for a 10-year forgivable loan to rehabilitate rental units that they own and manage. Each rental unit is eligible for up to $25,000 in rehabilitation funding and the loan is forgiven after 10 years as long as the rental units are rented at fair market rents for that time.

To learn more about these programs and how to apply for funding, visit the Single Family Rehabilitation Loan webpage.

15% of Rochester's annual CDBG allocation can be granted to outside organizations that provide services to Rochester residents. The application process opens in the fall of the year prior to the actual distribution of funds.

Applications for 2026 CDBG funding are closed. 2027 funding application information is forthcoming.